• PREMIUM TIMES |
  • Tallata Hajar ka |
  • Adireshin mu |
  • PTCIJ |
  • Dubawa
Premium Times Hausa
  • Labarai
    • All
    • Duniya
    Janar Diya, tsohon Mataimakin Janar Abacha ya rasu

    Janar Diya, tsohon Mataimakin Janar Abacha ya rasu

    Kashim Shettima of Borno

    SHARI’AR ZARGIN SHETTIMA YA FITO TAKARA WURI BIYU: Kotu ta kori ƙarar da PDP ta nemi a soke takarar Tinubu da Shettima

    ZAƁEN KANO: Ganduje, Gawuna Garo da APC sun ƙi amincewa da sakamakon zaɓe, sun yi zanga-zanga a Kano

    ZAƁEN KANO: Ganduje, Gawuna Garo da APC sun ƙi amincewa da sakamakon zaɓe, sun yi zanga-zanga a Kano

    Ba ayi zabe a Katsina ba, coge aka yi kuma za mu garzaya Kotu – Lado-Danmarke

    Ba ayi zabe a Katsina ba, coge aka yi kuma za mu garzaya Kotu – Lado-Danmarke

    Hyacinth Alia na APC ya lashe zaben gwamnan jihar Benuwai

    Hyacinth Alia na APC ya lashe zaben gwamnan jihar Benuwai

    Umar Bago na APC ya lashe zaben gwamnan Neja

    Umar Bago na APC ya lashe zaben gwamnan Neja

    KURUNKUS: Abba Gida-Gida ya doke ɗan takaran Uban Abba, Gawuna na APC da kuri’u sama da miliyan ɗaya a Zaɓen gwamnan Kano

    KURUNKUS: Abba Gida-Gida ya doke ɗan takaran Uban Abba, Gawuna na APC da kuri’u sama da miliyan ɗaya a Zaɓen gwamnan Kano

    ZAƁEN GWAMNAN JIGAWA: Namadin APC ya natsar da Lamidon PDP a Jigawa, ya lallasa shi da kuri’u 618,449

    ZAƁEN GWAMNAN JIGAWA: Namadin APC ya natsar da Lamidon PDP a Jigawa, ya lallasa shi da kuri’u 618,449

    Thugs-attack-collation

    ZAƁEN GWAMNONI YA ƊAU ZAFI: An kashe shugaban PDP bayan an lakaɗa masa dukan tsiya a rumfar zaɓen sa

  • Labarai daga Jihohi
  • Wasanni
    TSOHO MAI RAN ƘARFE: Obasanjo ya zura ƙwallaye uku a wasan sada zumuntar tsoffin ɗaliban sakandare

    TSOHO MAI RAN ƘARFE: Obasanjo ya zura ƙwallaye uku a wasan sada zumuntar tsoffin ɗaliban sakandare

    QATAR 2022: Yadda Croatia, ƙasa mai mutum miliyan 4 ta kori Brazil ƙasa mai mutum miliyan 216

    QATAR 2022: Yadda Croatia, ƙasa mai mutum miliyan 4 ta kori Brazil ƙasa mai mutum miliyan 216

    AMBALIYAR QATAR 2022: Spain ta kori kociya Luis Enrique bayan ta kwashi buhun kunya a hannun Marocco

    AMBALIYAR QATAR 2022: Spain ta kori kociya Luis Enrique bayan ta kwashi buhun kunya a hannun Marocco

    QATAR 2023: Yadda Walid, kociyan Morocco ya rikita duniyar ƙwallon ƙafa cikin watanni 4 kacal

    QATAR 2023: Yadda Walid, kociyan Morocco ya rikita duniyar ƙwallon ƙafa cikin watanni 4 kacal

    QATAR 2022: Dukkan ƙasashen Afrika 4 da su ka taɓa kai wasan kaiwa ga na kusa da na ƙarshe, su na da tauraro a jikin tutocin su

    QATAR 2022: Dukkan ƙasashen Afrika 4 da su ka taɓa kai wasan kaiwa ga na kusa da na ƙarshe, su na da tauraro a jikin tutocin su

    Abubuwan al’ajabi dangane da fatattakar da Morocco ta yi wa Spain daga Qatar 2022

    Abubuwan al’ajabi dangane da fatattakar da Morocco ta yi wa Spain daga Qatar 2022

    QATAR 2022: Ko ƙasashen Afrika za su fidda nahiyar jin kunya a duniyar ‘yan ƙwallo

    QATAR 2022: Ko ƙasashen Afrika za su fidda nahiyar jin kunya a duniyar ‘yan ƙwallo

    DAGARGAZA ARGENTINA: Ƙasar Saudiyya ta ba da hutun kwana Ɗaya a wataya

    DAGARGAZA ARGENTINA: Ƙasar Saudiyya ta ba da hutun kwana Ɗaya a wataya

    QATAR 2022: 2:1: Saudiyya ta kafa tarihin karya gadara da tutiyar buga wasan Agentina 36 a jere babu rashin nasara

    QATAR 2022: 2:1: Saudiyya ta kafa tarihin karya gadara da tutiyar buga wasan Agentina 36 a jere babu rashin nasara

  • Kiwon Lafiya
  • Nishadi
  • Bidiyo da Hotuna
    BIDIYO: Buri da fata na a 2023: Ra’ayoyin jama’a

    BIDIYO: Buri da fata na a 2023: Ra’ayoyin jama’a

    BIDIYO: Ƙogon Al’ajabi, ƙogon Waraka, Ƙogon biyan bukata a jihar Enugu

    BIDIYO: Ƙogon Al’ajabi, ƙogon Waraka, Ƙogon biyan bukata a jihar Enugu

    Mutanen Arewa na da alƙawari da sanin ya kamata, Tinubu za su yi saboda ƙauna da biyayyar da ya nuna wa Buhari – El- Rufai

    Mutanen Arewa na da alƙawari da sanin ya kamata, Tinubu za su yi saboda ƙauna da biyayyar da ya nuna wa Buhari – El- Rufai

    BIDIYO: NAJERIYA @62: Ra’ayoyin ‘yan Najeriya game da mulkin Buhari a tsawon shekaru 7 da suka gabata

    BIDIYO: NAJERIYA @62: Ra’ayoyin ‘yan Najeriya game da mulkin Buhari a tsawon shekaru 7 da suka gabata

    Buhari bai san ƴan ta’adda sun fidda bidiyon da suka ce sai sun sace shi da ni ba sai da na ziyarce shi – El-Rufai

    Buhari bai san ƴan ta’adda sun fidda bidiyon da suka ce sai sun sace shi da ni ba sai da na ziyarce shi – El-Rufai

    Dalilin da ya sa na raɗa wa wasu fitattun gine-gine, da titunan jihar Kaduna sunayen wasu fittattun ƴan asalin jihar

    Dalilin da ya sa na raɗa wa wasu fitattun gine-gine, da titunan jihar Kaduna sunayen wasu fittattun ƴan asalin jihar

    HOTUNA: Ɗan Autan marigayi tsohon sarkin Kano Ado Bayero, Mustapha Ado Bayero, ya auri mata biyu ranar Asabar a  Kano

    HOTUNA: Ɗan Autan marigayi tsohon sarkin Kano Ado Bayero, Mustapha Ado Bayero, ya auri mata biyu ranar Asabar a Kano

    BIDIYO: An yi wa ɗan takarar mu murɗiya a zaɓen fidda gwani na APC a Legas – Masu zanga-zanga

    BIDIYO: An yi wa ɗan takarar mu murɗiya a zaɓen fidda gwani na APC a Legas – Masu zanga-zanga

    KURUNKUS: Malami ya fito takarar gwamnan Kebbi, ya ce jama’ar jihar ne suka tilasta masa ya fito

    KURUNKUS: Malami ya fito takarar gwamnan Kebbi, ya ce jama’ar jihar ne suka tilasta masa ya fito

No Result
View All Result
  • Labarai
    • All
    • Duniya
    Janar Diya, tsohon Mataimakin Janar Abacha ya rasu

    Janar Diya, tsohon Mataimakin Janar Abacha ya rasu

    Kashim Shettima of Borno

    SHARI’AR ZARGIN SHETTIMA YA FITO TAKARA WURI BIYU: Kotu ta kori ƙarar da PDP ta nemi a soke takarar Tinubu da Shettima

    ZAƁEN KANO: Ganduje, Gawuna Garo da APC sun ƙi amincewa da sakamakon zaɓe, sun yi zanga-zanga a Kano

    ZAƁEN KANO: Ganduje, Gawuna Garo da APC sun ƙi amincewa da sakamakon zaɓe, sun yi zanga-zanga a Kano

    Ba ayi zabe a Katsina ba, coge aka yi kuma za mu garzaya Kotu – Lado-Danmarke

    Ba ayi zabe a Katsina ba, coge aka yi kuma za mu garzaya Kotu – Lado-Danmarke

    Hyacinth Alia na APC ya lashe zaben gwamnan jihar Benuwai

    Hyacinth Alia na APC ya lashe zaben gwamnan jihar Benuwai

    Umar Bago na APC ya lashe zaben gwamnan Neja

    Umar Bago na APC ya lashe zaben gwamnan Neja

    KURUNKUS: Abba Gida-Gida ya doke ɗan takaran Uban Abba, Gawuna na APC da kuri’u sama da miliyan ɗaya a Zaɓen gwamnan Kano

    KURUNKUS: Abba Gida-Gida ya doke ɗan takaran Uban Abba, Gawuna na APC da kuri’u sama da miliyan ɗaya a Zaɓen gwamnan Kano

    ZAƁEN GWAMNAN JIGAWA: Namadin APC ya natsar da Lamidon PDP a Jigawa, ya lallasa shi da kuri’u 618,449

    ZAƁEN GWAMNAN JIGAWA: Namadin APC ya natsar da Lamidon PDP a Jigawa, ya lallasa shi da kuri’u 618,449

    Thugs-attack-collation

    ZAƁEN GWAMNONI YA ƊAU ZAFI: An kashe shugaban PDP bayan an lakaɗa masa dukan tsiya a rumfar zaɓen sa

  • Labarai daga Jihohi
  • Wasanni
    TSOHO MAI RAN ƘARFE: Obasanjo ya zura ƙwallaye uku a wasan sada zumuntar tsoffin ɗaliban sakandare

    TSOHO MAI RAN ƘARFE: Obasanjo ya zura ƙwallaye uku a wasan sada zumuntar tsoffin ɗaliban sakandare

    QATAR 2022: Yadda Croatia, ƙasa mai mutum miliyan 4 ta kori Brazil ƙasa mai mutum miliyan 216

    QATAR 2022: Yadda Croatia, ƙasa mai mutum miliyan 4 ta kori Brazil ƙasa mai mutum miliyan 216

    AMBALIYAR QATAR 2022: Spain ta kori kociya Luis Enrique bayan ta kwashi buhun kunya a hannun Marocco

    AMBALIYAR QATAR 2022: Spain ta kori kociya Luis Enrique bayan ta kwashi buhun kunya a hannun Marocco

    QATAR 2023: Yadda Walid, kociyan Morocco ya rikita duniyar ƙwallon ƙafa cikin watanni 4 kacal

    QATAR 2023: Yadda Walid, kociyan Morocco ya rikita duniyar ƙwallon ƙafa cikin watanni 4 kacal

    QATAR 2022: Dukkan ƙasashen Afrika 4 da su ka taɓa kai wasan kaiwa ga na kusa da na ƙarshe, su na da tauraro a jikin tutocin su

    QATAR 2022: Dukkan ƙasashen Afrika 4 da su ka taɓa kai wasan kaiwa ga na kusa da na ƙarshe, su na da tauraro a jikin tutocin su

    Abubuwan al’ajabi dangane da fatattakar da Morocco ta yi wa Spain daga Qatar 2022

    Abubuwan al’ajabi dangane da fatattakar da Morocco ta yi wa Spain daga Qatar 2022

    QATAR 2022: Ko ƙasashen Afrika za su fidda nahiyar jin kunya a duniyar ‘yan ƙwallo

    QATAR 2022: Ko ƙasashen Afrika za su fidda nahiyar jin kunya a duniyar ‘yan ƙwallo

    DAGARGAZA ARGENTINA: Ƙasar Saudiyya ta ba da hutun kwana Ɗaya a wataya

    DAGARGAZA ARGENTINA: Ƙasar Saudiyya ta ba da hutun kwana Ɗaya a wataya

    QATAR 2022: 2:1: Saudiyya ta kafa tarihin karya gadara da tutiyar buga wasan Agentina 36 a jere babu rashin nasara

    QATAR 2022: 2:1: Saudiyya ta kafa tarihin karya gadara da tutiyar buga wasan Agentina 36 a jere babu rashin nasara

  • Kiwon Lafiya
  • Nishadi
  • Bidiyo da Hotuna
    BIDIYO: Buri da fata na a 2023: Ra’ayoyin jama’a

    BIDIYO: Buri da fata na a 2023: Ra’ayoyin jama’a

    BIDIYO: Ƙogon Al’ajabi, ƙogon Waraka, Ƙogon biyan bukata a jihar Enugu

    BIDIYO: Ƙogon Al’ajabi, ƙogon Waraka, Ƙogon biyan bukata a jihar Enugu

    Mutanen Arewa na da alƙawari da sanin ya kamata, Tinubu za su yi saboda ƙauna da biyayyar da ya nuna wa Buhari – El- Rufai

    Mutanen Arewa na da alƙawari da sanin ya kamata, Tinubu za su yi saboda ƙauna da biyayyar da ya nuna wa Buhari – El- Rufai

    BIDIYO: NAJERIYA @62: Ra’ayoyin ‘yan Najeriya game da mulkin Buhari a tsawon shekaru 7 da suka gabata

    BIDIYO: NAJERIYA @62: Ra’ayoyin ‘yan Najeriya game da mulkin Buhari a tsawon shekaru 7 da suka gabata

    Buhari bai san ƴan ta’adda sun fidda bidiyon da suka ce sai sun sace shi da ni ba sai da na ziyarce shi – El-Rufai

    Buhari bai san ƴan ta’adda sun fidda bidiyon da suka ce sai sun sace shi da ni ba sai da na ziyarce shi – El-Rufai

    Dalilin da ya sa na raɗa wa wasu fitattun gine-gine, da titunan jihar Kaduna sunayen wasu fittattun ƴan asalin jihar

    Dalilin da ya sa na raɗa wa wasu fitattun gine-gine, da titunan jihar Kaduna sunayen wasu fittattun ƴan asalin jihar

    HOTUNA: Ɗan Autan marigayi tsohon sarkin Kano Ado Bayero, Mustapha Ado Bayero, ya auri mata biyu ranar Asabar a  Kano

    HOTUNA: Ɗan Autan marigayi tsohon sarkin Kano Ado Bayero, Mustapha Ado Bayero, ya auri mata biyu ranar Asabar a Kano

    BIDIYO: An yi wa ɗan takarar mu murɗiya a zaɓen fidda gwani na APC a Legas – Masu zanga-zanga

    BIDIYO: An yi wa ɗan takarar mu murɗiya a zaɓen fidda gwani na APC a Legas – Masu zanga-zanga

    KURUNKUS: Malami ya fito takarar gwamnan Kebbi, ya ce jama’ar jihar ne suka tilasta masa ya fito

    KURUNKUS: Malami ya fito takarar gwamnan Kebbi, ya ce jama’ar jihar ne suka tilasta masa ya fito

No Result
View All Result
Premium Times Hausa
No Result
View All Result

Canjin kuɗi zai shafi ayyukan musamman na sojojin Najeriya – Monguno, Mashawarcin Tsaro

Ashafa MurnaibyAshafa Murnai
February 10, 2023
in Babban Labari
0
Najeriya za ta kafa wasu jami’an da za su tsare kan iyakokin da babu masu tsaro -NSA

Mashawarcin Shugaban Ƙasa a Harkokin Tsaro, Babagana Monguno ya ce sabon tsarin sabbin kuɗaɗen da Babban Bankin Najeriya (CBN) ya shigo da shi, zai haifar da gagarimar matsala a ayyukan musamman da Sojojin Najeriya ke yi, waɗanda aka tura a cikin lungunan karkara.

Monguno ya bayyana haka ne lokacin da ya ke ganawa mai ƙarfi da Kwamitin Duba Lamarin Sauya Launin Naira, a ranar Alhamis.

Daraktan Tsaro na ofishin Monguno ne, Abubakar Mustapha ya wakilci Monguno ɗin.

Ya ce wannan tsari na aikawa da kuɗaɗe ko ƙarancin kuɗaɗe a hannun jama’a, zai rika kawo wa sojojin da ke aiki a yankunan karkara.

“A duk duniya har ƙasashen da su ka ci gaba akwai wurare ko yanayin da ba a iya amfani da intanet, to haka a Najeriya wannan sabon tsarin zai iya shafar sojoji idan su na yankunan karkara, domin biyan buƙatun su na yau da kullum.

Tun da farko Shugaban Kwamitin, Alhassan Doguwa, ya ce sun yanke shawarar gayyatar Mashawarcin Harkokin Tsaro, Ministar Kuɗaɗe, Zainab Ahmed da Shugaban INEC, Mahmood Yakubu ne domin su ji irin yadda wannan matsalar ƙarancin kuɗi zai shafi harkar tsaro da batun gudanar da zaɓen 2023.

Cikin makon nan ne tsohon Shugaban Ƙasa Olusegun Obasanjo ya ce tsarin sauya launin kuɗi cike ya ke da shiririta.

Mataimakin Shugaban Ƙasa, Yemi Osinbajo ya caccaki sabon tsarin sauya launin kuɗin da CBN ya ƙaƙaba wa ‘yan Najeriya, wanda ya ce haka kawai an wayi gari an haifar wa al’ummar ƙasar nan wahalhalu na ba gaira babu dalili.

Osinbajo ya yi wannan damuwa ce a lokacin da ya karɓi masu ziyara daga Ƙwararrun masanan fasahar hada-hadar zamani ta FinTech, waɗanda ya gana da su a ranar Juma’a, a Abuja.

“Mutum ya na buƙatar kuɗi a aljihun sa domin shiga motocin sufuri. Misali a Abuja ya mutum zai riƙa hawa motar haya idan babu kuɗi aljihun sa?

“Ta yaya mutum zai sayi kayan abincin yau da kullum idan babu kuɗi a cikin aljihun sa? Ko sayen katin waya ma jidali ne idan mutum ba shi da ko kwabo a aljihu.” Cewar Osinbajo.

“Iyayen yara kullum safiya sai sun bai wa yara kuɗin tafiya makaranta, kuɗin abinci a makaranta da kuɗin motar komawa gida. Saboda haka ana buƙatar kuɗaɗe a aljihu a kullum domin magance matsalolin yau da kullum.” Inji Osinbajo.

Osinbajo ya yi kira ga CBN da sauran bankuna su yi aiki tare da FinTechs masu ejan na hada-hadar kuɗaɗe domin wasu samar wa jama’a sauƙi a faɗin ƙasar nan.

A ranar Juma’a ɗin ce kuma Shugaba Muhammadu Buhari ya gana da Gwamnonin APC, dangane da illar da sauya launin kuɗi ya haifar a faɗin ƙasar nan.

A wurin, Buhari ya ce ba zai yi wa zaɓen 2023 katsalandan ba.

Shugaba Muhammadu Buhari ya jaddada wa Gwamnonin APC cewa ba zai yi wa zaɓen 2023 katsalandan ba.

Ya yi masu wannan bayani ne a ranar Juma’a, lokacin da su ka kai masa ziyara, domin su nuna masa halin da ƙasar nan ke ciki sanadiyyar sauya launin kuɗi.

Da ya ke masu jawabi, Buhari ya kafa masu hujja da buga misalai da cewa:

“Mun tabbatar kuma mun ga abin da ya faru a zaɓukan Anambra, Ekiti da Osun. Abin da ya faru a waɗannan jihohi ya ƙara min ƙwarin guiwar cewa mu na samun gagarimar nasara.”

Da ya koma maganar wahalhalun da jama’a ke sha, ya roƙi ‘yan Najeriya su ba shi wa’adin mako ɗaya domin ya shawo kan matsalar ƙarancin sabbin kuɗaɗe a hannun jama’a.

Ya ce maƙasudin kafa sabon tsarin hada-hadar kuɗaɗen ba don a ƙaƙaba wa jama’a wahala ba ce, sai don a sauƙaƙa wa mutane rayuwa ta hanyar tasarifin kuɗaɗe a sauƙaƙe.

Sai dai kuma ya zargi wasu bankuna da laifin kawo cikas a lamarin, inda ya ce “wasu bankunan ba su da babban jari sosai, saboda haka kan su kawai su ka sani.”

Buhari ya ce ya nuna damuwa ganin yadda ya kalli fayafayen bidiyon yadda mutane ke wahala a bankuna wurin ƙoƙarin cirar kuɗi a cikin bankuna a kuma a na’urar ATM.

Ya ce zai gana da CBN da kuma Kamfanin Buga Kuɗaɗe na Najeriya domin a fuskanci gaskiyar lamarin.

Sai dai kuma duk da gwamnonin sun nuna wa Buhari goyon bayan sabon tsarin da kuma sauya launin kuɗaɗe, sun nuna masa irin halin da jama’a su ka tsinci kan su sakamakon canjin kuɗaɗen.

Sun nuna masa tsoron cewa wahalar da jama’a ke ciki za ta iya shafar nasarar jam’iyyar su a zaɓen 2023.

Daga nan Gwamnonin sun roƙi Buhari ya yi magana a wadata bankuna da sabbin kuɗaɗe, kuma a ci gaba da karɓar tsoffin ana hada-hada da su, daga nan har ƙarshen shekara.

Buhari ya ce kafin a fara buga kuɗin, ya ce kada a sake a buga su a ƙasar waje, sai dai a buga a cikin Najeriya. Ya ce an kuma tabbatar masa cewa za a iya buga wadatattu a cikin ƙasar nan.

A ƙarshe ya ce dalili kenan zai zauna da CBN da Kamfanin Buga Kuɗi domin ya gano gaskiyar lamarin.

Tags: AbujaHausaLabaraiMongunoNewsPREMIUM TIMES
Previous Post

TINUBU A SOKOTO: ‘Asiwaju ya naƙalci Najeriya ciki da bayan ta’ – Buhari

Next Post

Sojin Najeriya sun kashe Ƴan ta’adda 77 a cikin makonni biyu

Next Post
Sojoji sun  kashe Ƴan ta’adda 60, sun kama 50 a Arewa maso Yamma da Arewa ta Tsakiya cikin makonni uku

Sojin Najeriya sun kashe Ƴan ta’adda 77 a cikin makonni biyu

Binciko

No Result
View All Result
Karanta

Ramadan Kareem AD

Sabbin Labarai

  • RIKICIN PDP: ‘Ina alfahari da ‘anti-fatin’ da na yi wa PDP, daga yau mun koya wa su O’o hankali -Anyin Pius Anyim
  • Janar Diya, tsohon Mataimakin Janar Abacha ya rasu
  • ‘Yan sanda sun ce gidan da mafusata su ka kai wa hari a Bauchi ba na Shugaban INEC ba ne
  • SHARI’AR ZARGIN SHETTIMA YA FITO TAKARA WURI BIYU: Kotu ta kori ƙarar da PDP ta nemi a soke takarar Tinubu da Shettima
  • SABON RIKICIN PDP: ‘Ko dai ka janye dakatarwar da ka yi min, ko na fice na bar maka jam’iyyar’ -Gargaɗin Shema ga Ayu

Abinda masu karatu ke fadi

  • auto verkopen on ZAMFARA: Mahara sun gudu sun bar bindigar harbo jiragen sama a dajin Gumi da Bukkuyum -Inji ‘Yan Sanda
  • Laser-Haarentfernung mit hygienischen Bedingungen und aktuellen Gesundheitsstandards in der Türkei on An yi min murɗiya ne a zaɓen APC, ban yarda ba sai an sake zaɓe – Korafin Bashir Ahmad
  • Call Girls Sehore on Ƙungiya ta yi kira ga gwamnati ta ware kuɗaɗe domin samar da dabarun bada tazarar Iyali
  • buy aged stripe account on Hukumar NBC ta gayyaci mai gabatar da shirin ‘Berekete’, bayan macen da ta kona gashin kan yarinya barkatai, ta sha mari barkatai a hannun sa
  • research and survey on Gwamnan Edo ya bijire wa umarnin kotu, ya ce sai mai shaidar rigakafin korona zai yi sallar jam’i a masallaci

Fanni

Tweets by PTimesHausa
  • All Homepage Blocks
  • Home
  • Home
  • Main Home

© 2023 JNews - Premium WordPress news & magazine theme by Jegtheme.

No Result
View All Result
  • Labarai
  • Labarai daga Jihohi
  • Wasanni
  • Kiwon Lafiya
  • Nishadi
  • Bidiyo da Hotuna

© 2023 JNews - Premium WordPress news & magazine theme by Jegtheme.